How wiz≡r Works

Link your checking account and credit cards — the accounts where your everyday expenses happen. wiz≡r securely connects via Plaid, the same technology used by major banks and fintech apps. We never see or store your banking credentials.

Set up goals for the things that matter — emergency fund, vacation, house down payment, or retirement. Ideally, map each goal to a real savings or investment account at your bank. This way, when money moves from your checking to those accounts, wiz≡r automatically tracks your progress.

When you see a transfer to a savings account in your transactions, simply assign it to one of your goals. wiz≡r's AI will learn your patterns and start categorizing automatically. That's it — your savings tracking is now fully automated.

Your dashboard shows your savings rate — the percentage of income going toward your goals. See monthly trends, get personalized recommendations, and set a target savings rate. Most financial experts recommend saving at least 20% of your income (the 50/30/20 rule).